FIRE Weather
Partial data delayed

The macro forecast for your FIRE plan.

Inflation, rates, income resilience, and market mood translated into one planning read.

All public data series are delayed: CPIAUCSL: FRED CPIAUCSL timed out; PCEPI: FRED PCEPI timed out; FEDFUNDS: FRED FEDFUNDS timed out; more delayed series; showing last-known-good values from 2026-05-21.

FRED is delayed, so this is the last good FIRE Weather read from 2026-05-21.

FIRE score: 63/100.

Inflation pressure

Watch

How quickly expenses are pushing the FIRE target upward.

Pressure

44/100

CPI YoY

3.8%

Fresh read
Apr 1, 202644/100

Broad consumer-price pressure against the FIRE spending plan.

PCE YoY

3.5%

Fresh read
Mar 1, 202643/100

The Fed-friendly inflation lens for real-return assumptions.

Rate pressure

Watch

Debt, housing, bond, and cash-yield weather.

Pressure

50/100

Fed funds

3.6%

Steady
Apr 1, 202643/100

Cash yields and variable-rate debt both listen to this lane.

10Y yield

4.6%

Fresh read
May 18, 202668/100

A quick read on discount rates, bonds, and long-term borrowing.

Mortgage

6.5%

Fresh read
May 21, 202646/100

Housing math gets louder when this number rises.

Income resilience

Watch

How supportive the job and wage backdrop looks.

Pressure

38/100

Unemployment

4.3%

Heating up
Apr 1, 202620/100

The job-market safety buffer behind aggressive FIRE moves.

Payrolls

0.8%

Fresh read
Apr 1, 202658/100

Three-month job growth annualized into a simple pressure read.

Real wages

-0.2%

Fresh read
Apr 1, 202648/100

Pay growth after inflation; useful for savings-rate confidence.

Market mood

Clear

Portfolio stress, volatility, and recession context.

Pressure

7/100

S&P 500 3M

9.1%

Fresh read
May 15, 20260/100

A broad market mood check for portfolio stress.

VIX

17.4

Fresh read
May 20, 202612/100

The market anxiety gauge; useful context, not a trade trigger.

US recession

Off

Steady
Apr 1, 202612/100

NBER recession indicator. It updates slowly, but it matters.

Planning playbook

What to do with the weather

Treat these as stale planning readings until FRED responds again.
Recheck live data before making a rate, housing, or market-sensitive decision.

FIRE Weather is educational context, not investment, tax, legal, or employment advice.