CPI YoY
3.8%
Broad consumer-price pressure against the FIRE spending plan.
Inflation, rates, income resilience, and market mood translated into one planning read.
All public data series are delayed: CPIAUCSL: FRED CPIAUCSL timed out; PCEPI: FRED PCEPI timed out; FEDFUNDS: FRED FEDFUNDS timed out; more delayed series; showing last-known-good values from 2026-05-21.
FRED is delayed, so this is the last good FIRE Weather read from 2026-05-21.
FIRE score: 63/100.
How quickly expenses are pushing the FIRE target upward.
Pressure
44/100
CPI YoY
Broad consumer-price pressure against the FIRE spending plan.
PCE YoY
The Fed-friendly inflation lens for real-return assumptions.
Debt, housing, bond, and cash-yield weather.
Pressure
50/100
Fed funds
Cash yields and variable-rate debt both listen to this lane.
10Y yield
A quick read on discount rates, bonds, and long-term borrowing.
Mortgage
Housing math gets louder when this number rises.
How supportive the job and wage backdrop looks.
Pressure
38/100
Unemployment
The job-market safety buffer behind aggressive FIRE moves.
Payrolls
Three-month job growth annualized into a simple pressure read.
Real wages
Pay growth after inflation; useful for savings-rate confidence.
Portfolio stress, volatility, and recession context.
Pressure
7/100
S&P 500 3M
A broad market mood check for portfolio stress.
VIX
The market anxiety gauge; useful context, not a trade trigger.
US recession
NBER recession indicator. It updates slowly, but it matters.
Planning playbook
FIRE Weather is educational context, not investment, tax, legal, or employment advice.